Direct Debit Payments Made simple.

Receive Invoice Payments on Auto-pilot

What is Direct Debit?

Direct Debit allows you to collect funds automatically on payment dates, free of charge. Never worry about chasing a payment again! This is a proven payment method that still powers everyday business. It’s widely used across Australia for recurring and scheduled payments, providing a dependable way to manage regular cash flow.

Direct Debit with ZenPay

ZenPay modernises direct debit by combining it with intuitive tools, automation and reporting, so it works better for your business. 

Direct debit Benefits

Schedule payments

You’re in charge of the payments so you can ensure you’re paid the right amount, on time, every time.

Predictable cashflow

Collect payments automatically on a set schedule.

Streamline reconciliation

Comprehensive electronic reporting means you’ll have a much easier time reconciling payments from customers.

Flexible scheduling

Support weekly, fortnightly, monthly payment cycles. 

Reduced payment chasing

Once set up, payments run automatically, no reminders required. 

Reduce paperwork

Standardised templates for Direct Debit documentation help keep confusion and mess to a minimum.

Direct Debit vs PayTO

ZenPay helps you determine when direct debit is the best fit and when PayTo may be a better option. 

Setup
Payment speed 
Customer control
Best for 
Ideal use

Direct Debit

Authority-based 
Scheduled
Via Business
Fixed Recurring
Long-term Schedules

PayTO

Bank- approved agreement
Near real-time
Via Bank
Real time
Modern payment flows

Direct Debit

Setup: Authority-based 
Payment Speed: Scheduled
Customer Portal: Via Business
Best For: Fixed Recurring
Ideal Use: Long-term Schedules

PayTO

SETUp: Bank- approved agreement
PAYMENT SPEED: Near real-time
Customer COntrol: Via Bank
Best for: Real time
Ideal for: Modern payment flows

How it works

To set up automated, recurring payments, your customers only need to provide their payment details once. Using a secure, online form, send them the paylink or add it to your website.

Create a direct debit authority

Offer your customers the ability to pay using their preferred card.

customer authorises

Payments are made using customer’s nominated card via your 'Payment Link'.

Payments flow authomatically

The funds are securely transferred straight into your linked business account.

Direct debit, reimagined for enterprise scale.

Contact us to discuss how ZenPay can support your direct debit needs.