ZenPay has processed more than $25 million in PayTo transactions across our brand portfolio, including School EasyPay, TravelPay, B2Bpay, Rental Rewards and Thoroughbred Payments.
It is a meaningful milestone, and one that reflects how quickly Australian businesses and consumers are moving toward real-time, account-to-account payments. For software platforms looking to add PayTo to their product, the timing has never been better.
Why PayTo
PayTo is Australia’s modern alternative to direct debit. It is faster, more transparent and built for the way software platforms operate today.
Key benefits for businesses and their customers:
- Real-time payment confirmation, no waiting for funds to clear
- Instant account validation that reduces failed payments and fraud
- Data-rich payment messages that integrate cleanly into software workflows
- Secure bank authorisation via mobile apps for a better customer experience
- Fewer chargebacks and reversals
- Clearer cash flow visibility for both businesses and platforms
PayTo is not just a payment method. It is infrastructure built for modern, API-driven software.
Adoption backed by real volume
Across the ZenPay portfolio, PayTo is gaining real traction:
- $20M+ processed across ZenPay brands
- Live in schools, travel, rentals, business payments and specialist industries
- Adopted by parents, travellers, SMEs and property managers
- Proven reduction in failed payments compared to direct debit
- Real-time certainty on every transaction
PayTo is moving from emerging to expected. The businesses and platforms that get ahead of it now will be well positioned when it becomes standard.
Powered by Zepto, delivered by ZenPay
Our PayTo capability is built in partnership with Zepto, a leader in real-time account-to-account payments infrastructure in Australia.
Zepto’s technology combined with ZenPay’s experience across complex payment flows, recurring billing, settlement and industry-specific requirements means platforms get a PayTo solution that is ready to scale today, not just in principle.
Why software platforms choose ZenPay for PayTo
ZenPay already powers payments in some of Australia’s most complex operating environments. That experience translates directly into a PayTo integration that works in the real world.
With ZenPay, platforms get:
- A turn key PayTo solution with a modern API
- Built-in settlement, reconciliation and reporting
- Support for recurring, variable and event-driven payments
- Direct integration with your workflow or user interface
- Industry-grade compliance and security
- Dedicated integration support
Who we work with
We support PayTo integration across a wide range of platform types, including school management systems, travel booking platforms, property management software, legal and professional services tools, SME invoicing providers, membership and subscription systems, and B2B payment platforms.
If your platform serves businesses that collect payments, we can help you offer PayTo quickly and with confidence.
Talk to our partnerships team
To explore PayTo integration options complete the form below.
